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1. Topic-
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| How to open checking accounts, apply for debit cards, and perform
the operations involved in having a checking account and pertinent
bank documents. |
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2. Content-
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| electronic banking, electronic funds transfer system, automated
teller machines or ATM, interest-bearing checking account, endorsements,
overdraft checking, deposits, deposit slips, writing a check, check
register, and reconciling a bank statement |
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3. Goals: Aims/Outcomes-
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| 1. How to open a checking account. 2. How debit cards are used.
3. How to perform the operations involved in having a checking account.
4. Understanding and interpreting pertinent checking account documents. |
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4. Objectives-
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| Checking accounts are an important record of one's financial transactions.
Understanding and maintaining one's account teaches financial responsibility
and that is a method of payment of money for the goods and services
that we need. |
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5. Materials and Aids-
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| Banking Is: Student Study Guide, National Learning Productions,
Inc. Overhead transparencies Sample checks and check ledgers |
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6. Procedures/Methods-
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A. Introduction-
| Explain the basic definitions, refer to where additional information
can be found, and ask to see if anyone has ever used someone's ATM
card before. |
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B. Development-
| Open the account, make the first deposit, and make a purchase using
a check or an ATM card. Update the Transaction Register and calculate
the account balance at each step. |
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C. Practice-
| Open the account, make the first deposit, and make a purchase using
a check or an ATM card. Update the Transaction Register and calculate
the account balance at each step. |
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D. Accommodations (Differentiated Instruction)-
| Instead of using cash money for the deposit, the teacher writes
a check out payable to the student. The student endorses the check
on the back, then uses that check to make a deposit. |
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E. Checking for understanding-
| The teacher observes, answers student questions, helps students
as needed during activities, and reviews accuracy and clarity of student
work. |
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F. Closure-
| Refer to additional material. |
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